Trusted by businesses across Arizona
Most Arizona businesses pay thousands a month in card processing fees they don't have to pay. We eliminate that completely.
Most business owners have never looked at what they're absorbing in processing fees every month - fees that could legally sit with the customer instead. Here's what it's costing you right now.
The "rate" your processor advertises isn't what hits your account. After interchange, assessments, and monthly fees, most businesses pay 2.5-3.8% on every transaction.
$40K/month x 2.8% x 12 months. That's the annual fee check most mid-size businesses write - in fees that go directly to your processor, not your business.
Processing statements are intentionally complex. Most owners glance at the total and move on. That's how processors keep the money flowing their way month after month.
It's called dual pricing - and gas stations have used it for 30 years. Your terminal shows two prices at checkout: a cash price and a slightly higher card price. When customers pay by card, they pay the card price, which covers the processing fee. You get paid in full. The fee is covered. It just moves off your plate.
The processor still charges their fee - it hasn't disappeared. The difference is who pays it. Right now, you do. With dual pricing, the customer who chose to pay by card covers it instead. You keep every dollar you earn on every transaction.
Legal in all 50 states. Compliant with Visa and Mastercard. Transparent to your customers. Most people see it and don't think twice - the same way no one thinks twice at the gas pump.
Every item below is included. No add-ons, no upsells, no hidden fees that show up on month two.
On every card - Visa, Mastercard, Discover, Amex. No exceptions, no premium rates for rewards cards.
Full equipment provided through MiPOS. Yours to keep - no lease, no rental, no surprise bill.
We come to your business, set everything up, train your team. Zero effort on your end.
Choose from our business POS partners - multiple systems available across industries. You pick what works for you.
No commitment. No credit card. We show you the numbers and you decide.
We pull up your current statement, show you your real effective rate, and calculate your exact monthly savings side by side. You decide if it makes sense.
If you want to move forward, we take care of every detail - equipment, merchant account setup, POS configuration. You do nothing except confirm a setup time.
We come to your business, install everything, train your staff, and you open that day processing at $0 per transaction.
"Honestly I almost didn't book the call. Six years with the same processor. Turned out I was paying $1,400 a month. We switched in two days. Haven't paid a processing fee since."
"Three locations. We were paying $4,200 a month combined. Same POS, same customers - just a different setup at the terminal. I wished I'd done it two years earlier."
"I was skeptical about dual pricing - worried customers would push back. Nobody has. The terminal shows both prices clearly. Staff was trained in an hour."
This is the #1 concern before switching - and the #1 thing people tell us afterward was a non-issue. Gas stations have shown two prices for 30 years. The terminal shows both prices clearly at checkout. Over 90% of customers pay card without a second thought. We'll walk you through exactly how it looks on your specific system on the call.
Book the call anyway. We'll look at your current contract together and tell you if there's any flexibility. Even if you can't switch today, you'll know your exact numbers when the time comes - and most owners find the early termination fee pays for itself in the first month of savings.
We work with a wide range of business POS partners across retail, service, and specialty industries. We'll confirm the right fit for your business on the call before anything else.
Yes - completely. Dual pricing is legal in all 50 states and compliant with all major card networks including Visa and Mastercard. It's the same model gas stations have used federally since the 1980s. We handle all compliance requirements as part of the setup.
We pull up your processing statement, calculate your real effective rate, and show you a side-by-side comparison of what you pay now vs. what you'd pay with UpsidePay - down to the dollar. There's no commitment required at the end. Yes, no, or need more time - all fine.
The more you process, the more you save. If you're processing $200K a month at 3%, you're currently losing $6,000 a month. With UpsidePay, you pay $0 per transaction and keep the rest. The higher your volume, the more dramatically this changes your bottom line.
We pull up your statement, calculate what your processor is actually taking, and show you the side-by-side. Fifteen minutes. Every month without this call is another month your processor keeps money that belongs to your business.
